Since I started living abroad, my bank or other marketers have tried to sell insurance to me and each time I refuse to buy. Just today I received a call from my bank trying to sell me an accident insurance policy. The lady went on and on about how if I was involved in an accident, they will cover my hospital bill blah blah. She listed so many benefits. All I had to do was sign up and pay £9.95 monthly. As she was talking of different kinds of accidents and disabilities that might happen as a result of the accidents, I began to bind and cast. In my head I kept saying "I rebuke it in Jesus name". Now to be sincere, am not quiet sure if it was an act of fear or faith. Can I say it was a combination of both. Is that possible?? But you know how we Nigerians/Africans are quick to bind and cast.
In the UK, it is compulsory to insure your car. I doubt that a lot of Nigerians at home have insurance for their cars. Makes me wonder how the insurance companies in Nigeria survive. We were not brought up to pay ahead against any ill fates that might occur. Isn't that what insurance is about. Pay upfront such that if anything bad happens you are covered ? Instead we see prayer has our insurance. Even if accidents or theft happen, we see it as part of life and move on.
After today's call with the lady marketer (we spent 12 minutes on the call going back and forth on top this insurance, she try sha), I asked myself why I refused to be accident insured. The only answer I could come up with was to quote the scripture that the Lord is watching over me and that no harm will befall me. Besides parting with £9.95 monthly?? Kilode, but why?
So share with us, what do you think about getting insurance. Is there a type of insurance you can take but some you won't e.g home insurance such that you are covered in the case of theft, but not accident insurance? What about Life Insurance? Do you see insurance as an investment? Do you think it is foolish not to be insured or should we continue quoting scriptures and pleading the blood of Jesus to protect us from all evil?
I leave the floor open to you...
*picture taken from static.seekingalpha.com/.../