tag:blogger.com,1999:blog-28779226.post2840784780467804107..comments2024-03-17T10:03:40.029+00:00Comments on Purpose Driven Blog: What's the Big Deal about Insurance?alotedhttp://www.blogger.com/profile/17293074684237435820noreply@blogger.comBlogger42125tag:blogger.com,1999:blog-28779226.post-53431714021641277702008-11-30T23:07:00.000+00:002008-11-30T23:07:00.000+00:00Very funny...I have been musing about this for a w...Very funny...I have been musing about this for a while...Only my car is insured and dats becos its compulsory in the UK. I guess if I were living in the states, I will have health insurance but since I live in a welfare country, I have not bothered to go private although I have been adviced to get some private/BUPA kind of thing...Home, Life, anything else, girl, i keep saying no way/instant rebuke like urself! God help. <BR/>When I'm married wt kids, I have a plan- save/invest the money for life insurance or anything else and if that thing never happens, spend the money if not, na my luck!<BR/><BR/>This can change sha becos I went to the states for hols last week, 3days prior to that, I had persistent dreams about death, and in one dream, there was actually a plane crash so the nigerian/african/xtian religiousness in me started putting 2+2, like am travelling blah, blah, balh, so for whatever crazy thing, bought travel/accident insuarnce for £50, needless to say, turbulence happened on way back to london, but I got home safely (of course I had chantyed all the psalms in the bible at a speed and alacrity that must have made David proud). <BR/>SO should I have paid that money or not? Thats how I see life insurance....until I know betterHephzibahhttps://www.blogger.com/profile/17062660946626530437noreply@blogger.comtag:blogger.com,1999:blog-28779226.post-70982800811718126612008-11-24T07:14:00.000+00:002008-11-24T07:14:00.000+00:00Insurance is important but my only hope is de pay ...Insurance is important but my only hope is de pay it wen d time comes n not try to play d person.NikkiSabhttps://www.blogger.com/profile/11729326061681010204noreply@blogger.comtag:blogger.com,1999:blog-28779226.post-59770702820461649432008-11-19T12:04:00.000+00:002008-11-19T12:04:00.000+00:00yeah insurance isn't bad, that's if the system wor...yeah insurance isn't bad, that's if the system works.Yewande Atandahttps://www.blogger.com/profile/05555756000333616642noreply@blogger.comtag:blogger.com,1999:blog-28779226.post-75557502432903715252008-11-18T17:33:00.000+00:002008-11-18T17:33:00.000+00:00HiiiiiiiiiiiiiHiiiiiiiiiiiiiButtercuphttps://www.blogger.com/profile/00182390815082496865noreply@blogger.comtag:blogger.com,1999:blog-28779226.post-47414990846008654132008-11-16T19:01:00.000+00:002008-11-16T19:01:00.000+00:00men just reading all your comments definitely got ...men just reading all your comments definitely got me thinking...it's like a paradigm shift for me really..<BR/><BR/>Bottom line..God has given us wisdom and we need to apply it on earth. I have learnt that insurance isn't soooo bad after all..<BR/><BR/>thanks guys!alotedhttps://www.blogger.com/profile/17293074684237435820noreply@blogger.comtag:blogger.com,1999:blog-28779226.post-10271303085613175232008-11-15T15:02:00.000+00:002008-11-15T15:02:00.000+00:00Personally, i would take 3rd-party car ins cos its...Personally, i would take 3rd-party car ins cos its compulsory but because i also don't like to 'daran'; if it's my car, i'll spend my money to repair it which i figure should amount to about as much as i would have paid in insurance premiums but if the worst comes to the worst, i'll revert to leggedez and pt. health ins is alo good where there is no nhs. instead of life ins though, why not a trust fun for the kids and also let aprtner and kids know the assets u have and have a will that leaves them with the assets. at the end of the day, the possibility for any one individual is very low (especially so when they are covered by the blood of Jesus) which is the whole basis of the ins industry and how they are able to make profit. home ins not so nece in naija and as for contents, i can always buy back. abroad, where there are mostly 'ile pako', fire is a real risk so home ins makes sense too but as i'm renting, that's up to my landlor and as for the contents, i'm content to trust the care of them to God. if one starts insing everything, all ur sal will go.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-28779226.post-42281611674689495302008-11-15T06:48:00.000+00:002008-11-15T06:48:00.000+00:00before i start ..your post was quite funny..i thin...before i start ..your post was quite funny..i think its good to have the insurance..u might park ur car and have someone ram it..it doesnt mean you dont trust God alot of things happen that are beyond our powers and knowledge so if putting aside some money for a while to take care of those instances will make life easier..why not.?<BR/>hop u are good.? have afun weekend..peace...olusimeonhttps://www.blogger.com/profile/17090430527099563273noreply@blogger.comtag:blogger.com,1999:blog-28779226.post-10843119247989401562008-11-15T00:10:00.000+00:002008-11-15T00:10:00.000+00:00Having insurance doesnt mean you dont belive in Go...Having insurance doesnt mean you dont belive in God's power to keep you safe and free from trouble, its just the same as we go to work to earn money even though we know 'God always provides' that doesnt mean we dont trust him to provide.<BR/>if you have a family life insurance is vital<BR/>If you are a foreigner living abroad and you want to be buried in your home country, a funeral policy is a must, no one has the £5000 and above needed to transport your dead ass back to africaMiss Definitely Maybehttps://www.blogger.com/profile/02812755876909158625noreply@blogger.comtag:blogger.com,1999:blog-28779226.post-69386998014010279392008-11-14T16:00:00.000+00:002008-11-14T16:00:00.000+00:00yeah...i'd insure everything sef...just need a rea...yeah...i'd insure everything sef...<BR/>just need a really insurance guy to sell it to metankojjettyhttps://www.blogger.com/profile/14609597898610328176noreply@blogger.comtag:blogger.com,1999:blog-28779226.post-65248136278518557412008-11-14T10:01:00.000+00:002008-11-14T10:01:00.000+00:00Lol @ the pic.@ vera..yup, her ass is insured..how...Lol @ the pic.<BR/><BR/>@ vera..yup, her ass is insured..how that works, i have no freaking idea!<BR/><BR/>@ aloted..well, after many opinions n thinking on ur part, what have u decided?Buttercuphttps://www.blogger.com/profile/00182390815082496865noreply@blogger.comtag:blogger.com,1999:blog-28779226.post-73159833191882251112008-11-13T21:19:00.000+00:002008-11-13T21:19:00.000+00:00once again thank u all for your wonderful comments...once again thank u all for your wonderful comments..so sorry i cant reply individually on this occasion. promise not to make a habit of this!<BR/><BR/>:)alotedhttps://www.blogger.com/profile/17293074684237435820noreply@blogger.comtag:blogger.com,1999:blog-28779226.post-21514427378746690852008-11-13T21:17:00.000+00:002008-11-13T21:17:00.000+00:00shubby doo- i dont get o..lol...take life insuranc...<B>shubby doo</B>- i dont get o..lol...take life insurance and not tell hubby?? but why...lolalotedhttps://www.blogger.com/profile/17293074684237435820noreply@blogger.comtag:blogger.com,1999:blog-28779226.post-71286336337276417812008-11-13T20:42:00.000+00:002008-11-13T20:42:00.000+00:00i got home, life/health, car insurance, etc, etc. ...i got home, life/health, car insurance, etc, etc. it's good to be insured but like u said, it is not part of our culture back home. i believe that may be because the Nigerian system simply doesn't work - we have been brought up to cut corners every single way. so when u buy a car, u simply arrange some sort of one-off insurance document that you need in case olopa tries to bite u too much! casting and binding is okay, i mean it seems to work for us shey? still i believe if the Good Lord could speak to each and everyone of us, He would tell us to use verything he has placed at our disposal to help ourselves and these include - u gat it- insurance and other 'worldly' stuff we cringe from spending money on :)mingushttps://www.blogger.com/profile/03126445544179444708noreply@blogger.comtag:blogger.com,1999:blog-28779226.post-16332483014980154182008-11-13T20:09:00.000+00:002008-11-13T20:09:00.000+00:00i 2nd bumight - folks with kids should get life in...i 2nd bumight - folks with kids should get life insurance...but don't tell your husband...(even take out some life insurance on him and still don't tell him!)Shubby Doohttps://www.blogger.com/profile/02739382022583876470noreply@blogger.comtag:blogger.com,1999:blog-28779226.post-82952945475026132582008-11-13T20:08:00.000+00:002008-11-13T20:08:00.000+00:00aloted i saw this pick and read accident insurance...aloted i saw this pick and read accident insurance and remembered that i forgot to get some for skydiving in america...i cannot believe i took such a risk in a country with no national health care system<BR/><BR/>in england you don't really need it...accident wise...we have the NHS...<BR/><BR/>it comes down to risk...probability x consequence...if the product of that equation is high...mitigate it...if you cannot...then one's only option really is contingency... get insurance <BR/><BR/>Insure things you that if they lost or broken...you'd like to replace with little addition outlay...<BR/><BR/>but remember that the sentimental things...in life...like life...can never be replaced once gone...Shubby Doohttps://www.blogger.com/profile/02739382022583876470noreply@blogger.comtag:blogger.com,1999:blog-28779226.post-71523217794461549392008-11-13T18:45:00.000+00:002008-11-13T18:45:00.000+00:00i guess its a personal take on this, also had thos...i guess its a personal take on this, also had those accident people call me and i was like 'I really pray not'...lol...ShonaVixenhttps://www.blogger.com/profile/03745455482846320144noreply@blogger.comtag:blogger.com,1999:blog-28779226.post-69375902471071822008-11-13T14:18:00.000+00:002008-11-13T14:18:00.000+00:00insurance is good i guess :) we're christians with...insurance is good i guess :) we're christians with wisdom :) we walk in faith and nothing will happen to us :) but i guess there's nothin wrong with taking out insurance, i dont know haven't really thought about it.<BR/><BR/>i know i walk in perfect health though and so does my family and my kids that are to come..that i know for sure. His Words are Life to my bones.Mimihttps://www.blogger.com/profile/15124152457673752338noreply@blogger.comtag:blogger.com,1999:blog-28779226.post-22112810815936617762008-11-13T11:38:00.000+00:002008-11-13T11:38:00.000+00:00actually, car insurance is compulsory in naija. we...actually, car insurance is compulsory in naija. wen d police @ check-points demand 4 d insurance papers 4rm motorists. d thing is dat most do third-party insurance cos it's cheapest. life insurance is d one dat is very unpopular in naija. wen i mentioned it 2 MM, he was like 'whatever for', & believe me my husband isn't ur typical naija man so i was a lot surprised. i did take out d life assurance sha, but dat was cos it was going to reduce d amt i paid in tax. wen we start having children, am really going to insist MM gets a life assurance - 4 d sake of d kids. it's not dat we r praying 4 something bad 2 happen, but u just want to sure u r protected against d future n case something does happenFlourishing Floridahttps://www.blogger.com/profile/13587385454888882192noreply@blogger.comtag:blogger.com,1999:blog-28779226.post-4291430493753045292008-11-13T11:14:00.000+00:002008-11-13T11:14:00.000+00:00I can't say I have a personal interest insurance j...I can't say I have a personal interest insurance just yet because most of the time I seem to agree with the "Nigerian" mindset. And it could be because I'm in still in school, dependent and have no assets of huge value to protect. So you can go for insurance but not for petty stuff. The idea of life insurance just seems crazy though, SO if you die they have money to bury you? Naive, I know... but just thinkingAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-28779226.post-61338319828021631662008-11-13T11:05:00.000+00:002008-11-13T11:05:00.000+00:00If u can afford to let go of the premium whenever ...If u can afford to let go of the premium whenever its due..then it doesn't hurt,cos u get ur money at the end of the run..got a life insurance running and each time i pay the premium..i tell myself..am saving...i suppose thats cos am too optimistic to think i might need it before its due..lolAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-28779226.post-3665495044937599422008-11-12T19:32:00.000+00:002008-11-12T19:32:00.000+00:00i think car insurance, health and life insurance a...i think car insurance, health and life insurance are very important...depending on where u live, flood insurance might also be useful. if the insurance companies paid people on time and stopped asking for ridiculous deductibles maybe people would be more open to homeowners, pet, rental and all the other fancy types of insurance we have these days...<BR/>as a typical nigerian though, the only things i ever insured was my car and health.busybeehttps://www.blogger.com/profile/06796286669156569954noreply@blogger.comtag:blogger.com,1999:blog-28779226.post-16796594894915611292008-11-12T16:42:00.000+00:002008-11-12T16:42:00.000+00:00hehehehe madam LG!!!! abeg o..make una tell Seyi m...hehehehe <B>madam LG</B>!!!! abeg o..make una tell Seyi make she no vex o...hehehehe..i no fit...<BR/><BR/>and if necessary..i go beg and collect that insurance from u...<BR/><BR/>meanwhile...wetin do your comment page sef??alotedhttps://www.blogger.com/profile/17293074684237435820noreply@blogger.comtag:blogger.com,1999:blog-28779226.post-84921230288353020072008-11-12T16:38:00.000+00:002008-11-12T16:38:00.000+00:00seyi say una two get appointment dis sunday o'BTW ...seyi say una two get appointment dis sunday o'<BR/>BTW na only mii get d insurance wey fit cover u 4rm her 'hands' :pLGhttps://www.blogger.com/profile/11922097191529698792noreply@blogger.comtag:blogger.com,1999:blog-28779226.post-29971622246950161892008-11-12T14:53:00.000+00:002008-11-12T14:53:00.000+00:00We just has to choose insurance that we feel we ne...We just has to choose insurance that we feel we need.<BR/><BR/>Car insurance, health insurance, if theres on 4 Optical stuff... those r my picks. & home insurance whem I have my own house.<BR/><BR/>Its now compulsory to have car insurance in 9ja.<BR/>My company has health insurance 4 all their staff.O'Deehttps://www.blogger.com/profile/07678018050951152616noreply@blogger.comtag:blogger.com,1999:blog-28779226.post-52672566062990454262008-11-12T12:32:00.000+00:002008-11-12T12:32:00.000+00:00Aww thanks guys for all your comments... was going...Aww thanks guys for all your comments... was going to reply to every comment but work has been CRAZY this week.<BR/><BR/>Ehn hen, I loved all your comments.. my eyes are opened now o...need to check with my hubby with insurance we get o...lol. I think i have some health insurance with the office though..It is well!<BR/><BR/>Can somebody please answer <B>Vera's</B> questions cuz me i dunno o!<BR/><BR/><B>YNB</B> and <B>~Sirus~</B>- you dey laff at me abi..lol...<BR/><B>~Sirus~</B> thanks for that bible verse..I am covered indeed!!!alotedhttps://www.blogger.com/profile/17293074684237435820noreply@blogger.com